Cash Value Life Insurance – Cash Flow, Flexibility and Safety?

Did you know there is a way you could get tax-efficient cash flow, flexibility and safety all in one investment? While the lure of a guarantee is powerful, insured investments can be confusing, misleading and may not be right for you. How do you know when to use these types of instruments? At HFS we do detailed research on the the products available and then take the time to both understand your goals and explain your options to you. For example, understood and used properly, Indexed Universal Life policies (one form of cash value life insurance) can be an excellent diversification from bonds, keep your principle safe, and yield more return. Read this article from Investopedia for an initial education and then call us to see if this investment is right for you!

http://www.investopedia.com/articles/insurance/09/indexed-universal-life-insurance.asp